Required Documents

• Last two (2) years of W-2's
• Last two (2) years of personal tax returns (1040's) all pages and all schdules
• Last Pay Stubs covering the last (30) thirty days
• Two most recent monthly bank statements
• Two most recent monthly statements of 401K, IRA, or Mutual Fund Accounts or Last quarterly statement
• Photocopies of your Driver Licenses  
• Copy of the purchase and sale agreement (if applicable)
• If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
• If divorced…a fully executed divorce decree
• Current home insurance policy AND Property Tax Bill for ALL properties owned
• A letter of explanation for any known credit problems

  If self-employed through a corporation, last two years corporate or partnership returns (1020's or 1065's) as well as a year-to-date (YTD) profit and loss statement and balance sheet

• Mortgage statement(s) for ALL properties owned

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.